When we talk about Travel Assistance or Travel Insurance, many consider that it is the same thing. However, they are totally different products.
In the case of travel insurance it is you who must provide the insurance. seek on your own account the medical services you require. Most of the time in a language other than your own, and making the pertinent decisions about what to apply for. Which hospital to turn to and what to do? Consult specialists within a payroll granted by the insurance.
And, most risky, you will have to incur the expenses that are necessary and eventually only seek reimbursement when you return to your country.
The travel assistance service provides 24-hour assistance, 365 days a year, in your native language. Provides comprehensive coverage, not only medical in case of illness or accident, but also in case of Lost Luggage, Legal Assistance, Bonds, etc.
It is the care provider who is in charge of making the decisions, and in most cases the costs are covered directly by the doctor or hospital, so you do not have to pay any costs. worry about these expenses.
Beyond that. In addition to the fact that insurance can help you recover the expenses caused by any accident or illness covered by the policy, a travel assistance product also provides you with the support you need when the sinister happens.
By way of example: if you have an insurance policy for medical expenses in the event of an accident, the travel insurance will reimburse you for the cost. what you have paid, up to the established limit. But if you are If you are only in London, for example, you will need to apply. take care of communication with doctors and with your family.
Instead, a travel assistance company would be the first contact you should have. They will assist you in your language and will be aware of your case, not only at the medical level, but they will be able to help you with communications, send messages to your family, and in extreme cases (if the plan so contemplated) may transfer a family member to accompany them, or bring them back home in a medical transfer.
In other words, while a travel insurance company has a network of insurers, a travel assistance company has a network of hospitals and doctors, as well as a network of hospitals. 24-hour service centers to always be available to the traveler.
Be sure to consult the Assist1 Travel Assistance plans. Fill in the details of your trip in a few seconds and quote online free of charge.